Attention homeowners in Woodbridge and Prince William County: Need an appraisal?

Here are the top 7 reasons Virginia homeowners need 1st Equity Appraisal Service:

  1. Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. Determine the true market value of the property in question to settle an estate in Prince William county or Virginia
Need help determining the price of your home in or near Woodbridge, Virginia? Contact 1st Equity Appraisal Service.

We at 1st Equity Appraisal Service understand the particular needs of a customer seeking appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at 1st Equity Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's value, not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value opinion than yours.

Challenge Prince William County's assessment of your property

Let's say you live in an area that is going down -- your local tax assessor may have your house overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better. An expert appraisal from 1st Equity Appraisal Service is your chief weapon when contesting your property tax assessment.

Need to remove PMI?

An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're veterans in helping consumers just like you do away with unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area. This can be troublesome from a cash flow standpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. 1st Equity Appraisal Service can help you reinstate your home equity line of credit with an expert appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Have you just been handed a copy of your appraisal and you would wish to have a veteran appraiser double-check it for precision or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from 1st Equity Appraisal Service can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? We can assist you. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.